Wednesday, November 7, 2012

What to do if my house is underwater?: Want to keep your Home, but you are having proble...

Do you want to really keep your Home?    contact us http://www.sandiegohouseshop.com/contact


What to do if my house is underwater?: Want to keep your Home, but you are having proble...: CALL  SANDIEGOHOUSESHOP.COM  AT   (619) 354-4636  or Click here  http://www.sandiegohouseshop.com/contact  to Reach a  CHULA VISTA AND SA...

Want to keep your Home, but you are having problems making the payments?


CALL SANDIEGOHOUSESHOP.COM AT  (619) 354-4636  or Click here http://www.sandiegohouseshop.com/contact to Reach a CHULA VISTA AND SAN DIEGO  SHORT SALE SPECIALIST     Hugo Sanchez Realtor

If you are serious in keeping your home give us a call or contact us !

Did you Received an NOD or an NOT?
Are you facing foreclosure? 
Give us a call or contact us we know every government program there is for you to try to keep your home.  
How you ever thought about a Short Sale in your Chula Vista Home or San Diego Home?
options are many an we are here to help. 

At no cost to you!  

Don't wait any longer time is running out!  

Hugo Sanchez Realtor 
(619) 354-4636


What to do if my house is underwater?: How do I Avoid Eviction !

Received a Noticed of trustee Sale !  
Let us help you out  http://www.sandiegohouseshop.com/contact 


What to do if my house is underwater?: How do I Avoid Eviction !: CALL  SANDIEGOHOUSESHOP.COM  AT   (619) 354-4636  or Click here  http://www.sandiegohouseshop.com/contact  to Reach a  CHULA VISTA AND SA...

How do I Avoid Eviction !


CALL SANDIEGOHOUSESHOP.COM AT  (619) 354-4636  or Click here http://www.sandiegohouseshop.com/contact to Reach a CHULA VISTA AND SAN DIEGO  SHORT SALE SPECIALIST     Hugo Sanchez Realtor


   HOW DO I AVOID EVICTION ! 

In order to Avoid EVICTION you need to know what it is, 
Per the Dictionary 

1. To put out (a tenant, for example) by legal process; expel.
2. To force out; eject.  
3. Law To recover (property, for example) by a superior claim or legal process.


If you want to avoid eviction from your Home in Chula Vista & San Diego you have to do the following 3 things.

1. Pay the Bank all the payments you owe them!
2. Do a Dee in Lieu of Foreclosure.
3. A Short Sale your Chula Vista & San Diego Home even if your home is worth less than what the amount remaining on the mortgage, a short sale may allow you to sell your house and settle your mortgage debt.

1. Lets face it, you would not be reading this post if you could pay back what you owe. 

2. It is similar to getting Foreclose on your property but you tell the bank basically that you no longer want the House and give the keys to the bank, but there are still some legal ramifications to that effect as well as it will look like a foreclosure on your Credit Report .

3. By completing a short sale rather than allowing your house to go through foreclosure, you avoid eviction and your house will not be sold at a public sale or auction. Plus, depending on your circumstances, you could qualify for financial assistance to help with relocation costs.
The Government has help Banks so they can offer several alternatives on a Short Sale, now a days Banks like Bank of America, Chase, Wells Fargo just to mention some are more ready to listen a help you take care of your Short Sale with the Help of an experienced Realtor you will be able to go through the process and in many cases now you can qualify or relocation expenses of $100 up to $25,000.00 *

So don't wait to long until you are asked to leave your home in 24 hours by the Sheriff! 
Better yet you take control and be empowered by a Short Sale! 

Give us a Call or visit us we are here to help! 



   




* The amount on the money back is determined by your bank and is given to you once escrow closes.  

Monday, November 5, 2012

What to do if my house is underwater?: Hardship letter Basics, a Must Read!

Got Short Sale, have any questions contact us http://www.sandiegohouseshop.com/contact

What to do if my house is underwater?: Hardship letter Basics, a Must Read!: CALL  SANDIEGOHOUSESHOP.COM  AT   (619) 354-4636  or Click here  http://www.sandiegohouseshop.com/contact  to Reach a  CHULA VISTA AND SAN ...

Hardship letter Basics, a Must Read!

CALL SANDIEGOHOUSESHOP.COM AT  (619) 354-4636  or Click here http://www.sandiegohouseshop.com/contact to Reach a CHULA VISTA AND SAN DIEGO  SHORT SALE SPECIALIST     Hugo Sanchez Realtor


Chula Vista & San Diego Short Sales: What Are the Basics for a Hardship Letter?   

Chula Vista & San Diego Help – When I seat down and I explain the Short Sale process to my clients one of the first questions I ask is  to describe me their hardship.
Finding out and caring for the client needs, is important because A Short Sale is a very big step to take and all the options and steps have to be considered. 

After doing so many short sales and helping so many people to start a new life it makes it easier to understand your situation, so the client should never feel bad to let us know what are they going though. 


For us is very important to put in paper your hardship because that is what we are going to be explaining the bank about the situation you are going through.   In your hardship letter, you want to explain 3 things:
1. The reason your present situation is what it is: If for example some mortgage payments have been miss, can you explain why did this happened?  did this happened because Medical reasons? Family Reasons, Loss of a job? Any kind of emergency? a family loss?   Be sure that the info given to the bank is the same that coincides with the dates of the missed payment . When writing down this info use dates an info relevant to your situation..
2. Can you let the bank know what are the things you have done to get out of the situation: What have you tried to make your situation better? 
3. How come the situation is permanent:
State the facts as of why you for see the situation to be permanent. 
By incorporating this 3 things on your hardship letter it will help the bank understand your situation It will empower you in front of the bank to take control of your situation  Thinking about a short sale in Chula Vista, San Diego?
www.sandiegohouseshop.com our team of experts can help you . Send me an e-mail at teamsanchez.kw@gmail.com I will contact you for a free consultation.
When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at (619) 354-4636
 Thanks for reading this, Hugo Sanchez .
Hugo Sanchez is a Real Estate Agent at Keller Williams Realty. Our Team does Short Sales in Chula Vista and San Diego  we are  Realtors:
Phone: (619) 743-8884 or email teamsanchez.kw@gmail.com

View My homes for sale at www.SandiegoHouseShop.com/contact
Hugo & Team Sanchez  specializes short sales in Eastlake CA California. Eastlake CA Short Sales. Eastlake CA Short Sale Realtor.  Eastlake CA Short Sales. Eastlake, Chula Vista, Chula Vista Ca, San Diego, San Diego Ca, Short sales in San Diego County 

Friday, November 2, 2012

What to do if my house is underwater?: Chula Vista and San Diego Specialist in Short Sale...

We know our business and will love to help you!  http;//www.SanDiegoHouseShop.com/contact

What to do if my house is underwater?: Chula Vista and San Diego Specialist in Short Sale...: CALL  SANDIEGOHOUSESHOP.COM  AT   (619) 354-4636  or Click here  http://www.sandiegohouseshop.com/contact  to Reach a  CHULA VISTA AND ...

Chula Vista and San Diego Specialist in Short Sales

CALL SANDIEGOHOUSESHOP.COM AT  (619) 354-4636  or Click here http://www.sandiegohouseshop.com/contact to Reach a CHULA VISTA AND SAN DIEGO  SHORT SALE SPECIALIST     Hugo Sanchez Realtor



If you are in need of short selling your Chula Vista California property We can do it for you at no cost to you! 
Having the Housing Market on a recovery slope to a more positive direction, but the economy not quite catching up, many home owners  are feeling  it!  and many home owners in distress are opting for the option of a Short Sales in their Chula Vista, San Diego Homes  Even those home owner that are making payments on their underwater homes and their turning to be Mortgages are foreseeing  a chance of a Short Sale and they may be able to qualify.   This short sale happens when the borrower's home is less than what the market value is currently and the Bank is allowing the borrower to sell it, specially when this is due to some type of a personal or financial Hardship.

What could be a Financial Hardship for a Chula Vista Short Sale?
A financial hardship may include but are not limited to:

Divorce
 Active Military
Death of a Family Member 
Excessive Medical Bills
Loss of Employment
Mortgage bill getting Higher 

This examples above are some Hardships that the bank may accept. 
You are entitle to look for professional help from a Chula Vista short sale specialist this will be of a great benefit because of the ability
of us to help you out a more positive outcome and a better future life! 
Don't let time go by and do nothing !  take Control of your 


How is that we can help you?
We are highly trained  and highly experienced when it comes to Short Sales experts.   Our Experience combined of the team is over 30 years.  We take pride in what we do and work hard to handle all negotiations on your behalf during your time of need. We want to let you know that Foreclosure is not the most viable solution, but by Short Selling your home it will empower you to do what you need to prepare for your future. For starters our team will help you to acquire all proper paperwork asked for by your lender as well as the Hardship letter 
which will help you with your Short Sale.  You can always count with us to help you out with your Short Sale in Chula Vista or San Diego  as long as we keep a line of communication open and honest with your Lender things should be right.   As a great added benefit is that you will get to work with the bet Short Sale negotiators in Chula Vista and you don't have to pay us a penny!   Our Services are free to you because your Lender pays for the commissions on the transaction, this is a Win Win Situation for you and your Lender!  You  may even qualify for HAFA.

HAFA and then some!
HAFA is a great incentive that you maybe be able to qualify when doing your Chula Vista short sale.  If you Qualify for this great program or any other available it will give you a cash incentive from $300.00 all the way to $25,000.00  however, there maybe some restrictions that will apply, as such as home owners need to keep on paying your HOA bills, keeping the house in a good clean condition, every lender is different and the help for relocation expenses may vary!





If you what to find out more about this program or anything else related with a Chula Vista Short Sale or San Diego Short Sale  contact us. We can assist you in the process and be with you all the way avoid foreclosure! Contact us today!

Tuesday, October 30, 2012

What to do if my house is underwater?: After all of this what is HAFA

People are still wondering what is HAFA ??  
contact us if you have any questions http://www.SanDiegohouseshop.com/contact 

What to do if my house is underwater?: After all of this what is HAFA: CALL  SANDIEGOHOUSESHOP.COM  AT   (619) 354-4636  or Click here  http://www.sandiegohouseshop.com/contact  to Reach a  CHULA VISTA AND SAN ...

After all of this what is HAFA

CALL SANDIEGOHOUSESHOP.COM AT  (619) 354-4636  or Click here http://www.sandiegohouseshop.com/contact to Reach a CHULA VISTA AND SAN DIEGO  SHORT SALE SPECIALIST     Hugo Sanchez Realtor


Wondering still what is a HAFA Short Sale ?   
As incredible at it is people aren't still aware of it.  Even here in Chula Vista and San Diego people don;t know what is a HAFA short Sale. 
So in Short Let me explain to you what is it!  


This is a great program and if you are getting ready to Short Sale or Thinking about it feel free to contact us SANDIEGOHOUSESHOP.COM AT  (619) 354-4636  or Click here http://www.sandiegohouseshop.com/contact
We have help several people Short Sell their Home and end up with a very happy result.  There is light at the end of the Tunnel.  Do not borrow, sell your valued items, or use your credit card to pay your mortgage! 

Give us a call first   619-354-4656 !   Don't lose what you love more and hold dear! 

What to do if my house is underwater?: Short Sales Explained in Short !

Understand what it is before you get to do it!  give us a call or find us at http;//wwwsandiegohouseshop.com/contact


What to do if my house is underwater?: Short Sales Explained in Short !: CALL  SANDIEGOHOUSESHOP.COM  AT   (619) 354-4636  or Click here  http://www.sandiegohouseshop.com/contact  to Reach a  CHULA VISTA AND SAN ...

Short Sales Explained in Short !

CALL SANDIEGOHOUSESHOP.COM AT  (619) 354-4636  or Click here http://www.sandiegohouseshop.com/contact to Reach a CHULA VISTA AND SAN DIEGO  SHORT SALE SPECIALIST     Hugo Sanchez Realtor



Short Sales Explained,  






We at http://www.Sandiegohouseshop.com/contact   deal with short sales every day, we know what it takes to get your Short Sale approved by Bank Of America, Chase, Wells Fargo, USA, GMAC, Nation Star, and many more !

Take control of your situation don't let time go by with out you doing anything!    

Beat the Bank and in the process get some Money Back !   


We Service Chula Vista, South San Diego, East and West San Diego County.


GIVE US CALL SANDIEGOHOUSESHOP.COM AT  (619) 354-4636  or Click here http://www.sandiegohouseshop.com/contact to Reach a CHULA VISTA AND SAN DIEGO  SHORT SALE SPECIALIST     Hugo Sanchez Realtor




Monday, October 29, 2012

What to do if my house is underwater?: Having problems making your Mortgage payments? Cal...

Don't allow the banks to take control over your Life, take action and call us http://www.SanDiegoHouseShop.com 

What to do if my house is underwater?: Having problems making your Mortgage payments? Cal...: CALL SANDIEGOHOUSESHOP.COM  AT   (619) 354-4636  or Click here http://www.sandiegohouseshop.com/contact to Reach a CHULA VISTA SHORT SALE ...

Having problems making your Mortgage payments? Call us now for help!

CALL SANDIEGOHOUSESHOP.COM AT  (619) 354-4636  or Click here http://www.sandiegohouseshop.com/contact to Reach a CHULA VISTA SHORT SALE SPECIALIST 




We would like to help you IN THIS MOMENT OF NEED.  Here at Sandiegohouseshop.com    We understand that picking up the phone and calling some one for help is not always easy,  but at Team Sanchez we understand what you are going through.  Please feel free to to give us a call and talk to one of our specialist, know your rights, know you options, IT OR FREE!   Before IT"S TO LATE!  
We can guide you and help you understand the process every step of the way! 
We have help 100's of people in your situation you are not alone.   If you are in the area of Chula Vista, San Diego,  East San Diego, South San Diego or Central San Diego, give us a call at
 619-354-4636 or 
Visit us at http://www.sandiegohouseshop.com/contact for a professional fast and caring response. 
Your information is kept confidential and private.


CALL BEFORE IS TOO LATE!  
   
You want to take control of your situation now!

Don't let the BANKS do it for you, 
because then it will be too late !  


Give us a call 619-354-4636  or enter your information on the form so we can help you right away.   Don't delay.